This was meant to be published yesterday and somehow got lost in our blog... Sorry it's late!
"If you don't have written goals, it's easy to spend your money like water. There's always a new outfit or piece of jewelry or electronic gadget to buy. If you don't have a plan for your money, you might as well spend it, because you've not set a purpose for it anyway."--Crystal Paine, The Money Saving Mom's Buget